Types of Cover

For all classification of motor vehicles we offer four types of cover so that to assist our clients comply with the statutory requirement and also satisfy their insurance protection needs.

  • Third Party (Act liabilities only)
    This is a minimum cover required by law. Provides cover against legal liabilities in respect of death or bodily injury to third parties arising out of the use of the motor vehicle on a road.
  • Third Party Cover
    Provides similar cover provided by ordinance, but in addition it extends to cover legal liability in respect of damage to property other than property belonging to the insured. (Cover provided to a limited extent).
  • Third party Fire and Theft
    On top of the cover provided by third party only cover, it provides cover for the risk of loss or damage to the insured vehicle as a result of fire and or theft.
  • Comprehensive Cover
    This is a wider cover, which provides protection against loss or damage to the insured vehicle and its accessories whilst attached thereon, Third Party liabilities, medical expenses and towing charges up to specified limits.
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