SCOPE OF COVER

This covers the standard perils ie. those forming the basic cover includes:

• Fire
• Lightning
• Explosion (Limited)

The standard fire policy can be extended to cover the following additional perils which are otherwise excluded:

 

• Riot strike and malicious damage
• Aircraft and other aerial devices or articles dropped there from
• Earthquake
• Explosion
• Own spontaneous fermentation, heating or combustion
• storm and tempest, flood, bursting or overflowing of water tanks, apparatus and/or pipes
• subsidence or land slip.

Our standard fire Insurance will give you maximum protection and is flexible to match value of items covered to market value.

Summary

These notes are intended to give you only a brief outline of the very wide range of Insurance offered and they must be read in conjunction with full policy wording, a copy of which is available for inspection at any of NIC Branch offices

Next Move

To obtain details of the cover that can be offered to you at competitive premium, just enquire at any of our Branches or at one of our many experienced agencies.