COMMERCIAL VEHICLES:-
Under this class we provide cover to all motor vehicles used:-

(a) Goods carrying vehicles:-
(I) For Carrying own goods
(II) For Carrying general goods
(III) For carrying Hazardous Goods

This class includes all Trucks, Lorries, Trailers /Semi trailers, Tankers,
Pickups and Tractors/Horses which are used or designed to carry goods
belonging to insured or not.

(b) Passenger carrying vehicles:-
(I) Commercial buses
(II) Commercial town buses
(III) Tour operating buses
(IV) Non commercial buses

(c) Hire cars:-
(I) Public here cars ( Hired with a driver)
(II) Private hire cars (Hired with or without a driver)

This class includes all Saloon Cars, Station Wagons, and Vans etc.
Owned by individuals or tour operating companies for hire.

(d) Agricultural and forestry vehicles:
This class includes all Tractors, engine or self-propelled implement used for Agricultural and forestry work only.

(e) Special type:-
This class includes vehicles like Ambulance, Fire tenders, Mobile Canteens, Mobile Cranes, refuse collectors, hearses etc.

(f) Motor trade:-
Under this category of insurance we are offering protection against legal liabilities and or loss due to accidental damage of vehicles which are under the custody motor dealers or repairer. This insurance can be issued to cover road risks and or internal risks. That is the risks which are within the insured’s premises.